It's your money, so travel the way you want to. You can book those expensive vacations or tours for a lot less money if you do it by yourself. All it takes is a bit of internet work, a bit of knowledge and a bit of luck.
Here are a few pictures of my latest travel adventures to Utah. A beautiful state with so many wonderous places of nature to view. Enjoy. The pictures below are of The Great Salt Lake and of the Park City area.